Emergency SBA Office Now Open

(SBA Office located in Moss Point City Hall Until Oct. 11th)

For Those Referred by FEMA: Don't Miss Out on Additional Aid

If you’ve been referred to the SBA by FEMA, it’s crucial to apply for these loans to unlock additional federal assistance. Even if you think you won’t qualify due to income or credit, applying can lead to other grant considerations.

Options Available:

  • Low-interest, long-term loans
  • No cost to apply
  • Potential referral to FEMA’s Other Needs Assistance program
Sales manager giving advice application form document,

Understanding Your Options

In the aftermath of the devastating tornado that recently struck Moss Point, understanding your options for financial aid is crucial. We’ve curated a selection of essential SBA documents that provide in-depth information on disaster loans and assistance available for homeowners, renters, and businesses. These resources offer a roadmap to recovery, outlining low-interest, long-term loans that can help you rebuild your life and livelihood.

Whether you’re a homeowner needing to repair damage, a renter looking to replace lost belongings, or a business owner striving to keep your operations afloat, these documents serve as a comprehensive guide to navigate the financial challenges ahead. With options for deferred payments and flexible terms, these resources aim to alleviate the immediate financial burden, allowing you to focus on what truly matters—rebuilding and supporting your community.

For Homeowners: Secure Your Sanctuary

Homeowners in Moss Point affected by the recent tornado have the option to apply for SBA disaster loans with fixed interest rates as low as 2.5%. These loans offer terms of up to 30 years and require no collateral for amounts up to $25,000. With a 12-month payment deferment at 0% interest, you can focus on rebuilding your home without the immediate financial stress.

Understanding The Facts:

  1. Up to $500,000 for primary residence damage
  2. No insurance settlement needed to apply
  3. Funds available for mitigation measures

For Renters: Reclaim Your Space

Renters can also benefit from SBA’s disaster loan program. With the same favorable terms as homeowners, renters can secure up to $100,000 for the replacement of personal property, including vehicles, lost due to the tornado.

Understanding The Facts:

  1. Up to $100,000 for home contents and personal property
  2. No collateral required up to $25,000
  3. 12-month payment deferment at 0% interest

For Businesses: Rebuild and Thrive

Businesses in Moss Point have a lifeline through SBA’s disaster loans, offering fixed interest rates as low as 4% and terms up to 30 years. These loans are designed to help you recover from physical damage and economic injury caused by the tornado.

Understanding The Facts:

  1. Up to $2 million for businesses and nonprofit organizations
  2. No collateral required up to $25,000
  3. Repayment and interest begin 12 months after the first loan disbursement
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Emergency Business, Homeowners, & Renter SBA Resources

The EMERGENCY SBA Office is currently setup in Moss Point City Hall until Oct 11th, 2023 - DO NOT MISS OUT!